Credit Empowerment

If you have less than perfect credit, our mission is to empower you to start optimizing your credit power, and positively influencing your credit scores by utilizing the Fair Credit Reporting Act, and other resources to guide and protect you.  You are not your credit score, and it’s time to go after everything they said you couldn’t have. Having EXCELLENT CREDIT is an essential path that will lead you there. The Divine Credit guide, and consulting services are designed to return your credit to its rightful place by helping you ensure 100% accuracy to your reports, and boosting your credit profile with positive reporting information.

Credit Repair Guide

Increase your credit score in 30-45 days using our guide packed with PROVEN tools, information, and actionable steps to help you repair your credit profile, and credit worthiness as they call it! Dispute letters, and other letter templates, credit booster tips, and useful instructions included.

Credit Consulting

For the busy person, we’ll review your credit reports, and help you prepare your documents.  To get started, you’ll need you to sign-up for a credit monitoring program, and send us your log-in details so we may access your three credit reports, or email copies to

We’ll analyze your reports and provide an action plan, and 1st round dispute letters within 3 business days. After we analyze, and prepare your dispute letters, next step instructions will be emailed to you. After our analysis, you can choose to close the monitoring account or keep it active while we’re working together, or longer.

Here are a few that we recommend.

NOTE: Credit Karma is free, and only includes reports on two of the major credit bureaus. It is not as accurate as others as it reports on your Vantage score and not always your FICO score. For purposes of repairing your credit, we do not recommend this as your only form of credit monitoring.

Let’s build together.

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